Social Security Specialist (SGK) Özgür Erduran explained the best time to apply for retirement, saying: most profitable for you to apply for retirement in July. Assuming you worked in a workplace for 25 years and earned 15,000 lire, if you quit your job now, you will receive an average compensation of 270,000 lire. However, if you wait for July, that number will increase to 380,000 lire. In other words, you will not receive a pension for a few months, but in return, you will make a profit when you apply for a pension after the maximum amount of compensation is announced in the first week of July. If your gross salary is high and your retirement has arrived, it can be a great advantage not to retire on these dates and wait for the month of July. If your net salary is less than 8,430 lire, apply for retirement. But if it’s above that, wait until July,” he warned.
WHO CAN RECEIVE SENIOR COMPENSATION?
To be entitled to compensation, you must work for at least one year in workplaces affiliated with the same employer. Compensation can be received when the worker retires, when the employer dismisses him or when the worker terminates the employment contract for just cause. Workers who meet the retirement conditions outside the age group can also receive severance pay when they leave their job.
In addition, male workers can receive severance pay when they go into military service, while female workers leave their jobs within a year of marriage.
In the calculation of severance pay, in addition to the gross salary, the money provided to the employee and the contractual and legal benefits that can be measured in cash are also taken into account. In addition to the gross salary shown on the payroll, there is a “dressed salary”, adding up payments such as food, road transport service, housing allowance, vacation allowance, fuel lighting fee, clothing allowance, diuturnities , incentive award, bonus and prizes.
For a benefit or payment to be included in gross salary, it must be ongoing. The meal or meal provided by the employer at the workplace, cash or meal check is added to the salary put on. Payments in the form of transport vouchers are considered, including the transport service provided during the employee’s arrival and departure times.
Private health insurance assistance or life insurance premium payments are also added to the base salary of severance pay.
Cash and cash payments paid within a year are added up and divided over 360 days. 30 times the calculated 1 day cash and kind payment is added to the gross salary and the fixed salary is found.
YOU CAN BENEFIT FROM INCREASES
Noyan Doğan from the newspaper Hürriyet answered important questions about retirement:
Question: As of 7.28.2022, I am entitled to apply for retirement. On what date would it be more advantageous to apply for retirement, depending on whether there is an increase in pensions or the minimum wage in the July 2022 period? Personally Sh.
Answer: There is no difference between retiring in July and retiring in August. If you apply for retirement in July, you will benefit from an increase in your pension in July. At the same time, you will be able to receive your compensation according to the seniority ceiling that will increase in July. I suggest you apply for retirement in July.
YOU WILL BENEFIT FROM ADDITIONAL INDICATOR
Question: I’ve been a police officer for 30 years and I’m a high school graduate. Additional indicator 1100. Can I benefit from an additional indicator in this way? Mehmet I.
Answer: Public servants with secondary and lower education will also benefit from the additional indicator. The details of the additional indicator are still unclear, but in your case, your additional indicator will increase to 1600 and in this way your salary and retirement bonus will increase.
YOU WILL RECEIVE THE OLD INDICATOR JACKPOT
Question: I currently work as a teacher. I will be forced to retire at age 65 on 1.1.2023. I have no chance to wait for 1.15.2023. Can I benefit from the retirement bonus? Zeki D.
Answer: The regulation regarding the additional indicator will reach Parliament in July and become law, but its implementation will start on January 15, 2023. Detailed information about the regulation will be clarified when the bill reaches Parliament. If you retire before January 15, 2023, you will receive a bonus based on the current gauge, but your pension will increase according to the new additional gauge.
DISABLED MONEY IS NOT LOW
Question: I have cerebral palsy, I don’t have a disability report. I’m 38 years old. I’m an office worker. I have 5000 working days and 20 years of SGK insurance. Will I benefit from the normal old-age pension? Gokhan G.
Answer: You did not specify your first insurance entry date. As you do not have a disability report, you will benefit from normal retirement, in which case you will be old enough to retire or retire at age 58 or 60. If you do not claim the disability pension, you will receive the normal pension. Furthermore, the opinion that the disability pension will be low is also not correct.
DEBT BELOW 5,000 TL WILL BE RELEASED
Question: Since I owe general health insurance, my family and I cannot benefit from health services. I couldn’t pay my premiums for two years because I didn’t work and couldn’t take the income test. Can I take advantage of the new amnesty? Will all my debts be paid off? Khalid K
Answer: With the new bill, some of the healthcare debts will be eliminated. First, you should learn about your general health insurance premium debt from the Social Security Institution. It is possible to restructure debts until December 31. If the amount of the debt is less than 5 thousand lire, it will be totally excluded. If you pay 50% in cash or in installments, if it is more than five thousand lire, the remaining 50% will be excluded.